The $1,400 stimulus check in 2025 is being issued to eligible taxpayers who did not claim the Recovery Rebate Credit (RRC) on their 2021 tax return. The Internal Revenue Service (IRS) recently announced that 1 million taxpayers will receive this one-time payment as part of efforts to distribute unclaimed stimulus funds from the COVID-19 pandemic relief programs.
If you are unsure whether you qualify or want to check your payment status, this guide breaks down eligibility requirements, payment dates, and how to claim your check if you missed out.
Overview of the $1,400 Stimulus Check in 2025
| Detail | Information |
|---|---|
| Payment Amount | Up to $1,400 per individual |
| Eligibility Criteria | – Did not claim the Recovery Rebate Credit (RRC) on 2021 tax return |
| – Filed a 2021 tax return | |
| – Meet income requirements | |
| Payment Distribution | Direct deposit or paper check |
| Payment Dates | Began in December 2024 and continued through late January 2025 |
| Action Required | No action needed if you filed a 2021 tax return |
| Deadline for Non-Filers | File a 2021 tax return by April 15, 2025, to claim the Recovery Rebate Credit |
| Official IRS Source | IRS Newsroom |
The IRS is automatically issuing these payments to eligible individuals. If you did not receive yours, check your payment status and ensure your 2021 tax return was properly filed.
What Is the $1,400 Stimulus Check?
The $1,400 stimulus check is a one-time payment issued by the IRS to taxpayers who did not claim the Recovery Rebate Credit (RRC) on their 2021 tax return.
Why Are These Payments Being Issued in 2025?
- In December 2024, the IRS identified 1 million taxpayers who were eligible for the Recovery Rebate Credit but did not claim it.
- To correct this oversight, the IRS began issuing payments automatically, without requiring individuals to file an amended return.
- This ensures that eligible taxpayers receive their entitled financial support from previous stimulus programs.
For official details, visit the IRS Newsroom.
Who’s Eligible for the $1,400 Stimulus Check?
To qualify for the $1,400 stimulus check, you must meet three key criteria:
1. You Did Not Claim the Recovery Rebate Credit (RRC)
- You left the RRC field blank on your 2021 tax return.
- OR you entered $0 on Line 30 of Form 1040 or 1040-SR.
2. You Filed a 2021 Tax Return
- You must have filed a 2021 tax return with the IRS, even if you were not required to file.
3. You Meet the Income Requirements
The Adjusted Gross Income (AGI) limits for full or partial stimulus payments are:
| Filing Status | Full Payment AGI Limit | Phase-Out Limit |
|---|---|---|
| Single Filers | Up to $75,000 | Phases out at $80,000 |
| Head of Household | Up to $112,500 | Phases out at $120,000 |
| Married Filing Jointly | Up to $150,000 | Phases out at $160,000 |
Example Scenarios
- Single Parent Earning $60,000 → Eligible for the full $1,400 payment.
- Married Couple Earning $175,000 → Not eligible (income exceeds phase-out limit).
To confirm your eligibility, visit IRS.gov.
How Will Payments Be Distributed?
The IRS is distributing the $1,400 stimulus checks through:
1. Direct Deposit
- Payments are deposited into the bank account listed on your 2021 tax return.
2. Paper Checks
- If no bank account was provided, a paper check is mailed to the address on file.
When Will Payments Arrive?
| Payment Type | Expected Timeline |
|---|---|
| Direct Deposit | Began in December 2024 |
| Paper Checks | Mailed through late January 2025 |
To avoid delays, make sure your bank account and mailing address are up to date with the IRS.
How to Check Your Payment Status
You can check the status of your $1,400 stimulus check using the IRS Get My Payment tool.
Steps to Check Payment Status
- Visit the IRS Get My Payment portal.
- Enter your:
- Social Security Number (SSN)
- Date of Birth
- Mailing Address
- View your payment status and expected delivery date.
Pro Tip:
To avoid payment delays, ensure your bank details and mailing address are correct in your IRS records.
What If You Didn’t File a 2021 Tax Return?
If you haven’t filed a 2021 tax return, you must do so by April 15, 2025, to claim the Recovery Rebate Credit and receive your $1,400 stimulus check.
How to File a 2021 Tax Return Now
- Use the IRS Free File – Available on IRS.gov.
- Consult a tax professional – If you need assistance filing an older tax return.
- Submit Form 1040 or 1040-SR – Make sure to include Line 30 for the Recovery Rebate Credit.
The $1,400 stimulus check in 2025 is being issued to eligible taxpayers who did not claim the Recovery Rebate Credit (RRC) on their 2021 tax return.
- No action is required for those who already filed their 2021 tax return.
- Payments began in December 2024 and continued through January 2025.
- If you missed out, you must file a 2021 tax return by April 15, 2025.
To check your eligibility and payment status, visit the IRS website today.
FAQ:
How do I check if I’m getting the payment?
Use the IRS Get My Payment tool to check your status.
What if I didn’t file a 2021 tax return?
You must file your 2021 tax return by April 15, 2025, to claim the Recovery Rebate Credit.
Where can I get official IRS updates?
Visit IRS.gov for official announcements.
